A frictionless solution for brokers and distributors
Seamless coverage with low-touch administration
Coverage and rates that reflect each employee's actual health plan instead of an average
Our claims engine automatically obtains proof of loss from medical payers and adjudicates claims
Premium cycle automation that makes financial administration a breeze
Our coverage defines cost-sharing exactly like the underlying medical plan.
Rates reflect the covered medical plan, not a "typical" metal level
No mandated structural exclusions relative to the covered medical plan
After employees connect their medical plans and bank accounts to our application, their Gap claims are processed algorithmically on an ongoing basis, enabling self-directed and parametric disbursements.
No Gap member ID cards
No manual proof of loss submissions
No medical provider involvement
No human claims handling
Our solution brings together insurer, TPA, and all involved producers. Taxes and earned premium are calculated automatically. With the click of a button, funds are paid to all stakeholders.
Electronic invoicing & payments
AR/AP reconciliation